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Every day 10,000 new baby boomers reach full retirement age and every day, many of them make permanent decisions regarding their Social Security. Claim Wise is a national network of Financial Professionals dedicated to ensuring those decisions are educated, informed, and optimized and we do that through a 3-step process.  Step one is all about education - with hundreds of different ways to claim, it's important to start with the basics first. Then, with that foundation in place, in step-2 we utilize powerful software to analyze your unique situation and provide you with an easy to understand report that gives you the when and how in plain English.  Lastly, in step 3, we fully integrate your Social Security benefits with your full retirement income plan so that you can enter retirement with full piece of mind.  Welcome to Claim Wise!  


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For almost two decades, financial advisor Barbara Swiatek has been helping hundreds of families prepare for their retirement using well-defined and personalized strategies.  As a result of her experience and observations, the “Safety First” motto is the driving force behind each personalized, comprehensive, “Financial Endurance Plan”, Barbara prepares for her clients.

Barbara is passionate about retirement planning, because she witnessed firsthand when many people were forced to go back to work, change their lifestyle and/or delay retirement as a result of losing their retirement funds in the stock market in 2001 and 2008. Barbara made it her mission to inform as many individuals as she can how to strategically prepare and invest for each stage of their lives.

As a fiduciary and Investment Advisor Representative licensed in all states across the U.S., Barbara is also licensed in most states for life, health and long-term care insurance.  SF Financial has found its niche in focusing on retirement planning.  

In her role as a financial advisor, Barbara is also a community educator. She hosts a weekend radio show titled, “Retire Financially Fit”, and holds workshops on personal finance and retirement planning.  Through her events, she brings her knowledge and experience to those seeking sound and predictable strategies in preparing for retirement.

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This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. 

Barbara Swiatek is not affiliated with or endorsed by the Social Security Administration or any government agency. 

This presentation should not be used as a basis for legal and/or tax advice. In any specific case, the parties involved should seek the guidance and advice of their own legal and tax counsel. Estate planning is done in conjunction with your estate planning attorney, tax attorney, and/or CPA.

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We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. SF Financial Services and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that SF Financial Services and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.

Any reference to safety or security is not investment related and should not be interpreted as such. “It’s Safety First” is a motto of SF Financial and is in no way affiliated with investments or investment related advice. Investing involves risk and no guarantee of safety or security from loss of principal can ever be made.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

What Should You Be Doing Today To Optimize Social Security & Retire Financially Fit?

What you can expect from Social Security when you claim (will it be there when you need it and how can you get the most amount possible?)

What you should be doing right now in order to retire financially fit

How to guard against inflation (ensure you and your family don't outlive your money)